C
Stillwater Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.87
Risk Adjusted
Capital Ratio #2
0.62
Loss
Ratio
83.58%
Total
Assets
628.43M
Capital
190.38M
Net
Premiums
163.05M
Net
Income
-14.17M
My Lists My Alerts
Weiss Ratings Stillwater Ins Co
Jacksonville, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Capitalization Index 3.90
Investment Safety Index --
Liquidity Index 6.40
Profitability Index 2.80
Reserve Adequacy Index 3.70
Stability Index 7.00
Company Info Stillwater Ins Co
Jacksonville, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 25180
Phone Number (800) 849-6140
Website stillwaterinsurance.com
Address 6800 Southpoint Parkway Jacksonville, FL 32216
Balance Sheet Stillwater Ins Co
Jacksonville, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 628.43M
Capital and Reserves Stillwater Ins Co
Jacksonville, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 0.87
Risk-Adjusted Capital Ratio #2 0.62
1-Year Reserve Development 1,030.00%
2-Year Reserve Development 2,500.00%
Capital 190.38M
Premium to Surplus 180.00%
Reserves to Surplus 100.00%
Investments Stillwater Ins Co
Jacksonville, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 24.09%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Stillwater Ins Co
Jacksonville, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 90.00%
Combined Ratio 120.00%
Expense Ratio 30.00%
Loss Ratio 83.58%
Net Premium Growth -10.00%
Other Medical Stillwater Ins Co
Jacksonville, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Stillwater Ins Co
Jacksonville, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income -14.17M
Net Premium 163.05M
Health Premium --