B
Farmers Direct Ppty & Cas Ins
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
17.19
Risk Adjusted
Capital Ratio #2
15.47
Loss
Ratio
--
Total
Assets
73.63M
Capital
55.98M
Net
Premiums
0.00
Net
Income
862.23K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
20,213
5,409
25,622
21.11%
23.31%
2023
44
15
59
25.42%
22.83%
2022
35,639
5,613
41,252
13.61%
23.10%
2021
39,058
5,199
44,257
11.75%
22.81%
2020
40,176
5,648
45,824
12.33%
21.51%
2019
59,553
7,621
67,174
11.35%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
3
3
100.00%
47.29%
2021
148
5
153
3.27%
44.40%
2020
1
612
613
99.84%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
2
2
100.00%
38.64%
2021
24
5
29
17.24%
40.41%
2020
0
103
103
100.00%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
4,020
3,260
7,280
44.78%
39.58%
2023
150
32
182
17.58%
36.96%
2022
4,831
1,900
6,731
28.23%
37.07%
2021
3,519
1,373
4,892
28.07%
39.17%
2020
2,671
1,077
3,748
28.74%
35.42%
2019
2,994
1,437
4,431
32.43%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
2
0
2
0.00%
16.34%
2022
1
1
2
50.00%
11.13%
2020
1
1
2
50.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3,976
2,401
6,377
37.65%
45.22%
2023
609
-50
559
-8.94%
44.64%
2022
5,499
3,637
9,136
39.81%
46.15%
2021
6,323
3,821
10,144
37.67%
46.87%
2020
7,178
4,001
11,179
35.79%
43.90%
2019
10,942
6,453
17,395
37.10%
42.09%