A
Vermont Mutual Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
4.60
Risk Adjusted
Capital Ratio #2
3.00
Loss
Ratio
49.86%
Total
Assets
1.67B
Capital
861.34M
Net
Premiums
742.90M
Net
Income
26.51M
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Weiss Ratings Vermont Mutual Ins Co
Montpelier, VT 		Click to
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Rating A
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 7.50
Profitability Index 5.70
Reserve Adequacy Index 9.20
Stability Index 8.10
Company Info Vermont Mutual Ins Co
Montpelier, VT 		Click to
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Industry P&C
NAIC Number 26018
Phone Number (802) 223-2341
Website vermontmutual.com
Address 89 State Street Montpelier, VT 05602
Balance Sheet Vermont Mutual Ins Co
Montpelier, VT 		Click to
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Total Assets 1.67B
Capital and Reserves Vermont Mutual Ins Co
Montpelier, VT 		Click to
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Risk-Adjusted Capital Ratio #1 4.60
Risk-Adjusted Capital Ratio #2 3.00
1-Year Reserve Development -410.00%
2-Year Reserve Development -220.00%
Capital 861.34M
Premium to Surplus 90.00%
Reserves to Surplus 30.00%
Investments Vermont Mutual Ins Co
Montpelier, VT 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 1.02%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Vermont Mutual Ins Co
Montpelier, VT 		Click to
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Medical Loss Ratio --
Cash From Underwriting 120.00%
Combined Ratio 90.00%
Expense Ratio 40.00%
Loss Ratio 49.86%
Net Premium Growth 20.00%
Other Medical Vermont Mutual Ins Co
Montpelier, VT 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Vermont Mutual Ins Co
Montpelier, VT 		Click to
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Net Income 26.51M
Net Premium 742.90M
Health Premium --