Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
3,460
567
4,027
14.08%
22.80%
2023
3,539
409
3,948
10.36%
22.83%
2022
3,465
388
3,853
10.07%
23.10%
2021
3,182
335
3,517
9.53%
22.81%
2020
3,016
238
3,254
7.31%
21.51%
2019
3,452
466
3,918
11.89%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
113
23
136
16.91%
47.78%
2023
120
24
144
16.67%
47.29%
2022
140
24
164
14.63%
45.44%
2021
131
27
158
17.09%
44.40%
2020
106
16
122
13.11%
42.45%
2019
113
19
132
14.39%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
181
70
251
27.89%
41.49%
2023
242
93
335
27.76%
38.64%
2022
257
85
342
24.85%
39.39%
2021
171
85
256
33.20%
40.41%
2020
201
91
292
31.16%
48.09%
2019
167
61
228
26.75%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1,060
382
1,442
26.49%
39.63%
2023
1,776
370
2,146
17.24%
36.96%
2022
1,285
344
1,629
21.12%
37.07%
2021
1,060
360
1,420
25.35%
39.17%
2020
1,356
306
1,662
18.41%
35.42%
2019
1,279
376
1,655
22.72%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
81.20%
2023
0
0
0
0.00%
74.87%
2022
0
0
0
0.00%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
0
0
0.00%
80.13%
2019
0
0
0
0.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
1
1
100.00%
12.77%
2023
1
4
5
80.00%
16.34%
2022
2
4
6
66.67%
11.13%
2021
2
1
3
33.33%
18.93%
2020
3
4
7
57.14%
20.93%
2019
3
2
5
40.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
846
158
1,004
15.74%
45.00%
2023
832
159
991
16.04%
44.64%
2022
777
156
933
16.72%
46.15%
2021
790
169
959
17.62%
46.87%
2020
831
125
956
13.08%
43.90%
2019
1,044
194
1,238
15.67%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
64.02%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
7
2
9
22.22%
35.29%
2023
9
2
11
18.18%
35.67%
2022
4
2
6
33.33%
37.14%
2021
4
1
5
20.00%
35.46%
2020
1
4
5
80.00%
33.86%
2019
5
0
5
0.00%
34.01%