B
Windsor Mount Joy Mutl Ins Co
Ephrata,  PA
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
5.40
Risk Adjusted
Capital Ratio #2
3.40
Loss
Ratio
50.85%
Total
Assets
162.81M
Capital
95.02M
Net
Premiums
56.47M
Net
Income
3.57M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
6
0
6
0.00%
22.82%
2022
2
0
2
0.00%
23.10%
2021
2
0
2
0.00%
22.81%
2020
9
0
9
0.00%
21.51%
2019
9
0
9
0.00%
22.66%
2018
7
2
9
22.22%
21.92%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
25
29
54
53.70%
38.64%
2022
22
12
34
35.29%
39.39%
2021
33
17
50
34.00%
40.41%
2020
16
20
36
55.56%
48.09%
2019
19
16
35
45.71%
43.30%
2018
24
22
46
47.83%
41.13%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
527
279
806
34.62%
36.96%
2022
599
334
933
35.80%
37.08%
2021
588
337
925
36.43%
39.17%
2020
710
512
1,222
41.90%
35.42%
2019
608
372
980
37.96%
35.34%
2018
842
561
1,403
39.99%
34.35%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
4
1
5
20.00%
16.34%
2022
0
5
5
100.00%
11.13%
2021
1
4
5
80.00%
18.93%
2020
1
4
5
80.00%
20.93%
2019
2
1
3
33.33%
16.90%
2018
2
3
5
60.00%
11.94%