B
Obsidian Pacific Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
19.10
Risk Adjusted
Capital Ratio #2
17.20
Loss
Ratio
--
Total
Assets
39.64M
Capital
33.30M
Net
Premiums
0.00
Net
Income
171.59K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
22.83%
2022
23
22
45
48.89%
23.10%
2021
0
0
0
0.00%
22.81%
2020
672
135
807
16.73%
21.51%
2019
829
201
1,030
19.51%
22.66%
2018
795
160
955
16.75%
21.92%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
47.29%
2022
53
158
211
74.88%
45.44%
2021
0
0
0
0.00%
44.40%
2020
66
7
73
9.59%
42.45%
2019
82
9
91
9.89%
44.33%
2018
67
9
76
11.84%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
38.64%
2020
12
4
16
25.00%
48.09%
2019
11
1
12
8.33%
43.30%
2018
8
1
9
11.11%
41.13%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
36.96%
2020
221
7
228
3.07%
35.42%
2019
168
5
173
2.89%
35.34%
2018
113
7
120
5.83%
34.35%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
74.87%
2022
41
11
52
21.15%
72.69%
2021
0
0
0
0.00%
79.01%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
16.34%
2022
41
24
65
36.92%
11.13%
2021
0
0
0
0.00%
18.93%
2020
12
5
17
29.41%
20.93%
2019
14
5
19
26.32%
16.90%
2018
13
4
17
23.53%
11.94%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
44.64%
2022
0
0
0
0.00%
46.15%
2020
247
272
519
52.41%
43.90%
2019
424
424
848
50.00%
42.09%
2018
455
253
708
35.73%
39.60%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
0
0
0.00%
84.45%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2020
3
1
4
25.00%
61.51%
2019
4
2
6
33.33%
70.02%
2018
4
2
6
33.33%
70.45%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2020
59
15
74
20.27%
33.86%
2019
82
15
97
15.46%
34.01%
2018
76
14
90
15.56%
32.34%