B
Mount Vernon Fire Ins Co
WaynePA
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
26
16
42
38.10%
36.96%
2022
20
21
41
51.22%
37.08%
2021
0
0
0
0.00%
39.17%
2020
0
0
0
0.00%
35.42%
2019
0
0
0
0.00%
35.34%
2018
0
0
0
0.00%
34.35%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
36
163
199
81.91%
74.81%
2022
54
223
277
80.51%
73.22%
2021
14
57
71
80.28%
79.01%
2020
58
235
293
80.20%
80.13%
2019
51
223
274
81.39%
77.47%
2018
56
274
330
83.03%
77.10%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
95
292
387
75.45%
16.34%
2022
97
297
394
75.38%
11.13%
2021
116
242
358
67.60%
18.93%
2020
115
253
368
68.75%
20.93%
2019
127
282
409
68.95%
16.90%
2018
147
322
469
68.66%
11.94%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
2
2
100.00%
62.55%
2022
0
2
2
100.00%
56.52%
2021
3
4
7
57.14%
62.74%
2020
1
2
3
66.67%
61.51%
2019
2
3
5
60.00%
70.02%
2018
2
7
9
77.78%
70.45%