Commercial Auto Liability
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										79
									
									
										134
									
									
										213
									
									
										62.91%
									
									
										47.45%
									
								
										2023
									
									
										79
									
									
										127
									
									
										206
									
									
										61.65%
									
									
										47.29%
									
								
										2022
									
									
										94
									
									
										103
									
									
										197
									
									
										52.28%
									
									
										45.44%
									
								
										2021
									
									
										83
									
									
										118
									
									
										201
									
									
										58.71%
									
									
										44.40%
									
								
										2020
									
									
										83
									
									
										107
									
									
										190
									
									
										56.32%
									
									
										42.45%
									
								
										2019
									
									
										121
									
									
										122
									
									
										243
									
									
										50.21%
									
									
										44.33%
									
								
										Other Liability: Claims Made
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										0
									
									
										35
									
									
										35
									
									
										100.00%
									
									
										81.44%
									
								
										2023
									
									
										5
									
									
										28
									
									
										33
									
									
										84.85%
									
									
										74.87%
									
								
										2022
									
									
										6
									
									
										26
									
									
										32
									
									
										81.25%
									
									
										72.69%
									
								
										2021
									
									
										10
									
									
										16
									
									
										26
									
									
										61.54%
									
									
										79.01%
									
								
										2020
									
									
										1
									
									
										6
									
									
										7
									
									
										85.71%
									
									
										80.13%
									
								
										2019
									
									
										0
									
									
										3
									
									
										3
									
									
										100.00%
									
									
										77.47%
									
								
										Other Liability: Occurrence
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										13
									
									
										195
									
									
										208
									
									
										93.75%
									
									
										12.32%
									
								
										2023
									
									
										11
									
									
										182
									
									
										193
									
									
										94.30%
									
									
										16.34%
									
								
										2022
									
									
										30
									
									
										268
									
									
										298
									
									
										89.93%
									
									
										11.13%
									
								
										2021
									
									
										24
									
									
										184
									
									
										208
									
									
										88.46%
									
									
										18.93%
									
								
										2020
									
									
										33
									
									
										220
									
									
										253
									
									
										86.96%
									
									
										20.93%
									
								
										2019
									
									
										54
									
									
										274
									
									
										328
									
									
										83.54%
									
									
										16.90%