D
Young America Ins Co
El Paso,  TX
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.57
Risk Adjusted
Capital Ratio #2
0.49
Loss
Ratio
74.47%
Total
Assets
56.57M
Capital
18.50M
Net
Premiums
63.52M
Net
Income
-3.16M
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Weiss Ratings Young America Ins Co
El Paso, TX 		Click to
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Rating D
Capitalization Index 2.20
Investment Safety Index --
Liquidity Index 0.90
Profitability Index 2.40
Reserve Adequacy Index 2.80
Stability Index 5.50
Company Info Young America Ins Co
El Paso, TX 		Click to
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Industry P&C
NAIC Number 27090
Phone Number (915) 590-5692
Website www.fredloya.com
Address 1800 Lee Trevino El Paso, TX 79936
Balance Sheet Young America Ins Co
El Paso, TX 		Click to
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Total Assets 56.57M
Capital and Reserves Young America Ins Co
El Paso, TX 		Click to
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Risk-Adjusted Capital Ratio #1 0.57
Risk-Adjusted Capital Ratio #2 0.49
1-Year Reserve Development 250.00%
2-Year Reserve Development 2,570.00%
Capital 18.50M
Premium to Surplus 340.00%
Reserves to Surplus 190.00%
Investments Young America Ins Co
El Paso, TX 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Young America Ins Co
El Paso, TX 		Click to
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Medical Loss Ratio --
Cash From Underwriting 90.00%
Combined Ratio 110.00%
Expense Ratio 40.00%
Loss Ratio 74.47%
Net Premium Growth 10.00%
Other Medical Young America Ins Co
El Paso, TX 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Young America Ins Co
El Paso, TX 		Click to
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Net Income -3.16M
Net Premium 63.52M
Health Premium --