Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
23.31%
2023
641
422
1,063
39.70%
22.83%
2022
637
423
1,060
39.91%
23.10%
2021
582
408
990
41.21%
22.81%
2020
521
344
865
39.77%
21.51%
2019
542
403
945
42.65%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
312
336
648
51.85%
47.44%
2023
327
365
692
52.75%
47.29%
2022
309
377
686
54.96%
45.44%
2021
299
390
689
56.60%
44.40%
2020
276
335
611
54.83%
42.45%
2019
334
430
764
56.28%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
121
50
171
29.24%
41.75%
2023
122
52
174
29.89%
38.64%
2022
109
54
163
33.13%
39.39%
2021
92
49
141
34.75%
40.41%
2020
92
55
147
37.41%
48.09%
2019
78
47
125
37.60%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
6
1
7
14.29%
39.58%
2023
12
2
14
14.29%
36.96%
2022
14
3
17
17.65%
37.07%
2021
6
2
8
25.00%
39.17%
2020
10
4
14
28.57%
35.42%
2019
14
6
20
30.00%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
7
5
12
41.67%
81.35%
2023
6
4
10
40.00%
74.87%
2022
7
4
11
36.36%
72.69%
2021
6
5
11
45.45%
79.01%
2020
5
5
10
50.00%
80.13%
2019
5
5
10
50.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
64
103
167
61.68%
12.20%
2023
70
131
201
65.17%
16.34%
2022
68
126
194
64.95%
11.13%
2021
86
137
223
61.43%
18.93%
2020
63
132
195
67.69%
20.93%
2019
71
138
209
66.03%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
5
5
10
50.00%
45.22%
2023
5
4
9
44.44%
44.64%
2022
6
3
9
33.33%
46.15%
2021
6
5
11
45.45%
46.87%
2020
5
5
10
50.00%
43.90%
2019
10
6
16
37.50%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
21
16
37
43.24%
64.47%
2023
22
16
38
42.11%
62.55%
2022
25
20
45
44.44%
56.52%
2021
16
15
31
48.39%
62.74%
2020
16
17
33
51.52%
61.51%
2019
23
25
48
52.08%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
243
94
337
27.89%
35.33%
2023
237
103
340
30.29%
35.67%
2022
223
94
317
29.65%
37.14%
2021
234
101
335
30.15%
35.46%
2020
231
104
335
31.04%
33.86%
2019
256
113
369
30.62%
34.01%