C
Eastern Atlantic Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
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Premiums
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Major Rating Factors: Fair profitability index (4.9 on a scale of 0 to 10) with operating gains in each of the last five years. Return on equity has been low, averaging 2.3% over the past five years. History of adequate reserve strength (5.7) as reserves have been consistently at an acceptable level. Good overall results on stability tests (6.4) despite. The largest net exposure for one risk is acceptable at 2.1% of capital.
Other Rating Factors: Strong long-term capitalization index (8.7) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Superior liquidity (9.2) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Personal/comm auto (90.7%), fin guar/surety (0.4%), other (8.9%)
Licensed in: All states except AK, AL, CA, DC, HI, KY, LA, MA, MO, MS, NH, NJ, NV, NY, WI, WV
Principal Investments: Investment grade bonds (45.7%), common stock (28.9%), cash (10.3%), other (15.0%)
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2-Year Reserve Development
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Investments in Affiliates
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Corporate Info
Group Affiliation
Parmer Group
Investment Rating
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Company Address
5300 Derry Street
Harrisburg, PA 17111
Phone Number
(717) 561-4495
NAIC Number
28649
Largest Affiliates
C
Harrisburg, PA - P&C
C
Harrisburg, PA - P&C