C
Western Pacific Mutual Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair profitability index (4.3 on a scale of 0 to 10) with operating losses during 2020. Return on equity has been low, averaging 0.6% over the past five years. Good overall results on stability tests (6.6) despite. The largest net exposure for one risk is acceptable at 2.6% of capital. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: Ample reserve history (9.3) that helps to protect the company against sharp claims increases. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. G - Fast asset or premium growth. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: CO
Principal Investments: Investment grade bonds (60.3%), common stock (37.2%), cash (2.1%), other (0.4%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Parmer Group
Investment Rating
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Company Address
5300 Derry Street
Harrisburg, PA 17111
Phone Number
(717) 561-4495
NAIC Number
40940
Website
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Largest Affiliates
C
Harrisburg, PA - P&C
C
Harrisburg, PA - P&C