Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
507
264
771
34.24%
22.80%
2023
408
145
553
26.22%
22.83%
2022
468
212
680
31.18%
23.10%
2021
490
258
748
34.49%
22.81%
2020
656
444
1,100
40.36%
21.51%
2019
1,362
327
1,689
19.36%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
264
278
542
51.29%
47.78%
2023
241
245
486
50.41%
47.29%
2022
311
323
634
50.95%
45.44%
2021
367
405
772
52.46%
44.40%
2020
426
440
866
50.81%
42.45%
2019
582
578
1,160
49.83%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
22
25
47
53.19%
41.49%
2023
27
24
51
47.06%
38.64%
2022
27
30
57
52.63%
39.39%
2021
126
179
305
58.69%
40.41%
2020
122
421
543
77.53%
48.09%
2019
123
813
936
86.86%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1,324
982
2,306
42.58%
39.63%
2023
7
12
19
63.16%
36.96%
2022
1,008
570
1,578
36.12%
37.07%
2021
2,922
1,975
4,897
40.33%
39.17%
2020
1,609
905
2,514
36.00%
35.42%
2019
900
673
1,573
42.78%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
3
68
71
95.77%
81.20%
2023
1
40
41
97.56%
74.87%
2022
1
21
22
95.45%
72.69%
2021
0
1
1
100.00%
79.01%
2020
0
0
0
0.00%
80.13%
2019
0
0
0
0.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
6
21
27
77.78%
12.77%
2023
6
22
28
78.57%
16.34%
2022
9
25
34
73.53%
11.13%
2021
10
34
44
77.27%
18.93%
2020
25
40
65
61.54%
20.93%
2019
47
58
105
55.24%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
45.00%
2023
0
0
0
0.00%
44.64%
2022
0
0
0
0.00%
46.15%
2021
19
16
35
45.71%
46.87%
2020
150
311
461
67.46%
43.90%
2019
1,110
212
1,322
16.04%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
4
5
80.00%
64.02%
2023
2
2
4
50.00%
62.55%
2022
2
3
5
60.00%
56.52%
2021
3
3
6
50.00%
62.74%
2020
1
1
2
50.00%
61.51%
2019
1
2
3
66.67%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
3
2
5
40.00%
35.29%
2023
4
3
7
42.86%
35.67%
2022
5
4
9
44.44%
37.14%
2021
3
6
9
66.67%
35.46%
2020
7
6
13
46.15%
33.86%
2019
4
3
7
42.86%
34.01%