Markel American Ins Co
Major Rating Factors:
History of adequate reserve strength (5.2 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Strong long-term capitalization index (7.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting improvement over results in 2023. Excellent profitability index (8.5).
Other Rating Factors:
Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent overall results on stability tests (7.1). Stability strengths include excellent operational trends, good risk adjusted capital for prior years and excellent risk diversification. The largest net exposure for one risk is conservative at 1.9% of capital.
Stability Factors:
Principal Lines of Business:
Homeowners (9.6%), comm multi (5.8%), work comp (4.2%), personal/comm auto (1.7%), fin guar/surety (1.3%), product liab. (0.9%), med mal (0.6%), fire (0.5%), farmowners (0.1%), other (75.3%)
Licensed in:
All states and PR
Principal Investments:
Investment grade bonds (70.6%), common stock (26.2%), other (3.2%)
Corporate Info
Group Affiliation
Markel Group Inc
Investment Rating
Company Address
4521 Highwoods Parkway
Glen Allen, VA 23060
Glen Allen, VA 23060
Phone Number
804 747 0136
NAIC Number
28932
Website
Largest Affiliates