B
Markel American Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
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Major Rating Factors: Good long-term capitalization index (6.2 on a scale of 0 to 10) based on good current risk adjusted capital (severe loss scenarios). Moreover, capital has steadily grown over the last five years. History of adequate reserve strength (5.3) as reserves have been consistently at an acceptable level. Good liquidity (6.6) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Excellent profitability index (8.5). Excellent overall results on stability tests (7.1). Stability strengths include good operational trends, good risk adjusted capital for prior years and excellent risk diversification.
Stability Factors: C - Past results on our Risk-Adjusted Capital tests.
Principal Lines of Business: Homeowners (7.0%), comm multi (5.6%), work comp (3.9%), personal/comm auto (1.6%), fin guar/surety (1.3%), product liab. (0.6%), med mal (0.5%), fire (0.3%), other (79.2%)
Licensed in: All states and PR
Principal Investments: Investment grade bonds (68.7%), common stock (28.9%), other (2.4%)
Ratios
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1-Year Reserve Development
2-Year Reserve Development
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Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Markel Group Inc
Investment Rating
MKL
Company Address
4521 Highwoods Parkway
Glen Allen, VA 23060
Phone Number
(800) 431-1270 3789
NAIC Number
28932
Largest Affiliates
B
Rosemont, IL - P&C
D
Summit, NJ - P&C
B
Glen Allen, VA - P&C
B
Bedford, TX - P&C
B
Houston, TX - P&C