B
Markel Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
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Capital
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Premiums
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Major Rating Factors: Strong long-term capitalization index (7.1 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting improvement over results in 2022. History of adequate reserve strength (6.9) as reserves have been consistently at an acceptable level. Excellent profitability index (7.8) with operating gains in each of the last five years.
Other Rating Factors: Excellent liquidity (7.2) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.6). Stability strengths include good operational trends, good risk adjusted capital for prior years and excellent risk diversification.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Work comp (9.6%), comm multi (6.5%), fin guar/surety (4.0%), homeowners (3.8%), personal/comm auto (3.2%), product liab. (1.7%), med mal (1.6%), fire (1.0%), farmowners (0.3%), other (68.2%)
Licensed in: All states and GU
Principal Investments: Common stock (63.7%), investment grade bonds (30.6%), other (5.7%)
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1-Year Reserve Development
2-Year Reserve Development
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Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Markel Group Inc
Investment Rating
MKL
Company Address
4521 Highwoods Parkway
Glen Allen, VA 23060
Phone Number
(800) 431-1270 3888
NAIC Number
38970
Largest Affiliates
C
Rosemont, IL - P&C
C
Summit, NJ - P&C
B
Glen Allen, VA - P&C
B
Bedford, TX - P&C
B
Houston, TX - P&C