B
High Point Preferred Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.20
Risk Adjusted
Capital Ratio #2
1.00
Loss
Ratio
73.55%
Total
Assets
428.53M
Capital
154.71M
Net
Premiums
194.47M
Net
Income
-12.43M
My Lists My Alerts
Weiss Ratings High Point Preferred Ins Co
Woodbridge, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Capitalization Index 6.80
Investment Safety Index --
Liquidity Index 5.80
Profitability Index 3.30
Reserve Adequacy Index 6.70
Stability Index 6.30
Company Info High Point Preferred Ins Co
Woodbridge, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 28959
Phone Number (732) 978-6000
Website --
Address 581 Main Street Woodbridge, NJ 07095
Balance Sheet High Point Preferred Ins Co
Woodbridge, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 428.53M
Capital and Reserves High Point Preferred Ins Co
Woodbridge, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 1.20
Risk-Adjusted Capital Ratio #2 1.00
1-Year Reserve Development 300.00%
2-Year Reserve Development 110.00%
Capital 154.71M
Premium to Surplus 130.00%
Reserves to Surplus 60.00%
Investments High Point Preferred Ins Co
Woodbridge, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 21.76%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios High Point Preferred Ins Co
Woodbridge, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 110.00%
Expense Ratio 30.00%
Loss Ratio 73.55%
Net Premium Growth 0.00%
Other Medical High Point Preferred Ins Co
Woodbridge, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability High Point Preferred Ins Co
Woodbridge, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income -12.43M
Net Premium 194.47M
Health Premium --