Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
98
18
116
15.52%
22.80%
2023
98
18
116
15.52%
22.83%
2022
117
37
154
24.03%
23.10%
2021
108
31
139
22.30%
22.81%
2020
47
7
54
12.96%
21.51%
2019
27
21
48
43.75%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
16
10
26
38.46%
47.78%
2023
16
10
26
38.46%
47.29%
2022
31
14
45
31.11%
45.44%
2021
20
19
39
48.72%
44.40%
2020
17
11
28
39.29%
42.45%
2019
39
30
69
43.48%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
161
103
264
39.02%
41.49%
2023
161
103
264
39.02%
38.64%
2022
176
124
300
41.33%
39.39%
2021
272
589
861
68.41%
40.41%
2020
296
1,791
2,087
85.82%
48.09%
2019
325
3,458
3,783
91.41%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
255
318
573
55.50%
39.63%
2023
255
318
573
55.50%
36.96%
2022
95
159
254
62.60%
37.07%
2021
151
161
312
51.60%
39.17%
2020
75
183
258
70.93%
35.42%
2019
103
124
227
54.63%
35.34%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
0
0
0
0.00%
96.00%
2021
0
0
0
0.00%
93.58%
2020
0
0
0
0.00%
94.02%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
4
5
9
55.56%
81.20%
2023
4
5
9
55.56%
74.87%
2022
2
5
7
71.43%
72.69%
2021
3
5
8
62.50%
79.01%
2020
4
2
6
33.33%
80.13%
2019
4
6
10
60.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
9
29
38
76.32%
12.77%
2023
9
29
38
76.32%
16.34%
2022
13
17
30
56.67%
11.13%
2021
18
18
36
50.00%
18.93%
2020
19
25
44
56.82%
20.93%
2019
10
13
23
56.52%
16.90%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
83.13%
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
0
0
0.00%
84.45%
2020
0
0
0
0.00%
83.02%
2019
0
0
0
0.00%
81.57%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
64.02%
2023
0
0
0
0.00%
62.55%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
8
1
9
11.11%
35.29%
2023
8
1
9
11.11%
35.67%
2022
25
5
30
16.67%
37.14%
2021
16
6
22
27.27%
35.46%
2020
3
5
8
62.50%
33.86%
2019
13
5
18
27.78%
34.01%