A
Hartford Underwriters Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
4.10
Risk Adjusted
Capital Ratio #2
2.60
Loss
Ratio
63.59%
Total
Assets
1.98B
Capital
670.60M
Net
Premiums
517.13M
Net
Income
64.52M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
8,009
1,133
9,142
12.39%
22.82%
2022
7,801
1,254
9,055
13.85%
23.10%
2021
7,581
971
8,552
11.35%
22.81%
2020
7,205
950
8,155
11.65%
21.51%
2019
9,171
1,384
10,555
13.11%
22.66%
2018
10,196
1,471
11,667
12.61%
21.92%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
256
237
493
48.07%
47.27%
2022
244
230
474
48.52%
45.41%
2021
219
217
436
49.77%
44.40%
2020
261
275
536
51.31%
42.42%
2019
344
242
586
41.30%
44.33%
2018
348
195
543
35.91%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
712
696
1,408
49.43%
38.64%
2022
690
630
1,320
47.73%
39.39%
2021
851
746
1,597
46.71%
40.41%
2020
826
1,504
2,330
64.55%
48.09%
2019
820
739
1,559
47.40%
43.30%
2018
840
781
1,621
48.18%
41.13%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
1,330
993
2,323
42.75%
36.96%
2022
1,090
944
2,034
46.41%
37.08%
2021
1,366
1,199
2,565
46.74%
39.17%
2020
1,716
1,315
3,031
43.39%
35.42%
2019
1,677
1,165
2,842
40.99%
35.34%
2018
2,029
1,332
3,361
39.63%
34.35%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
95.21%
2022
0
0
0
0.00%
96.00%
2021
0
0
0
0.00%
93.58%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
92.52%
2022
0
0
0
0.00%
92.14%
2021
0
0
0
0.00%
91.74%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
1
7
8
87.50%
74.81%
2022
1
4
5
80.00%
73.22%
2021
3
6
9
66.67%
79.01%
2020
-1
5
4
125.00%
80.13%
2019
1
12
13
92.31%
77.47%
2018
1
8
9
88.89%
77.10%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
17
79
96
82.29%
16.34%
2022
21
74
95
77.89%
11.13%
2021
20
90
110
81.82%
18.93%
2020
25
88
113
77.88%
20.93%
2019
36
128
164
78.05%
16.90%
2018
26
153
179
85.47%
11.94%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
1,873
1,056
2,929
36.05%
44.64%
2022
1,830
1,088
2,918
37.29%
46.15%
2021
1,825
969
2,794
34.68%
46.87%
2020
1,905
874
2,779
31.45%
43.90%
2019
2,722
1,306
4,028
32.42%
42.09%
2018
3,172
1,390
4,562
30.47%
39.60%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
0
0
0.00%
84.45%
2020
0
0
0
0.00%
83.02%
2019
0
0
0
0.00%
81.57%
2018
0
0
0
0.00%
88.64%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
1
5
6
83.33%
62.55%
2022
1
6
7
85.71%
56.52%
2021
2
9
11
81.82%
62.74%
2020
2
7
9
77.78%
61.51%
2019
2
6
8
75.00%
70.02%
2018
2
9
11
81.82%
70.45%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
1,898
1,436
3,334
43.07%
35.70%
2022
1,825
1,375
3,200
42.97%
37.14%
2021
1,686
1,187
2,873
41.32%
35.46%
2020
1,458
1,026
2,484
41.30%
33.86%
2019
2,126
1,201
3,327
36.10%
34.01%
2018
2,105
1,194
3,299
36.19%
32.34%