Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
7,285
1,021
8,306
12.29%
22.80%
2023
8,009
1,133
9,142
12.39%
22.83%
2022
7,801
1,254
9,055
13.85%
23.10%
2021
7,581
971
8,552
11.35%
22.81%
2020
7,205
950
8,155
11.65%
21.51%
2019
9,171
1,384
10,555
13.11%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
285
271
556
48.74%
47.78%
2023
256
237
493
48.07%
47.29%
2022
244
230
474
48.52%
45.44%
2021
219
217
436
49.77%
44.40%
2020
261
275
536
51.31%
42.45%
2019
344
242
586
41.30%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
763
751
1,514
49.60%
41.49%
2023
712
696
1,408
49.43%
38.64%
2022
690
630
1,320
47.73%
39.39%
2021
851
746
1,597
46.71%
40.41%
2020
826
1,504
2,330
64.55%
48.09%
2019
820
739
1,559
47.40%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1,201
922
2,123
43.43%
39.63%
2023
1,330
993
2,323
42.75%
36.96%
2022
1,090
944
2,034
46.41%
37.07%
2021
1,366
1,199
2,565
46.74%
39.17%
2020
1,716
1,315
3,031
43.39%
35.42%
2019
1,677
1,165
2,842
40.99%
35.34%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
96.35%
2023
0
0
0
0.00%
95.21%
2022
0
0
0
0.00%
96.00%
2021
0
0
0
0.00%
93.58%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
92.34%
2023
0
0
0
0.00%
92.52%
2022
0
0
0
0.00%
92.14%
2021
0
0
0
0.00%
91.74%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
81.20%
2023
1
7
8
87.50%
74.87%
2022
1
4
5
80.00%
72.69%
2021
3
6
9
66.67%
79.01%
2020
-1
5
4
125.00%
80.13%
2019
1
12
13
92.31%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
18
62
80
77.50%
12.77%
2023
17
79
96
82.29%
16.34%
2022
21
74
95
77.89%
11.13%
2021
20
90
110
81.82%
18.93%
2020
25
88
113
77.88%
20.93%
2019
36
128
164
78.05%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1,878
952
2,830
33.64%
45.00%
2023
1,873
1,056
2,929
36.05%
44.64%
2022
1,830
1,088
2,918
37.29%
46.15%
2021
1,825
969
2,794
34.68%
46.87%
2020
1,905
874
2,779
31.45%
43.90%
2019
2,722
1,306
4,028
32.42%
42.09%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
83.13%
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
0
0
0.00%
84.45%
2020
0
0
0
0.00%
83.02%
2019
0
0
0
0.00%
81.57%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
2
7
9
77.78%
64.02%
2023
1
5
6
83.33%
62.55%
2022
1
6
7
85.71%
56.52%
2021
2
9
11
81.82%
62.74%
2020
2
7
9
77.78%
61.51%
2019
2
6
8
75.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1,925
1,373
3,298
41.63%
35.29%
2023
1,898
1,436
3,334
43.07%
35.67%
2022
1,825
1,375
3,200
42.97%
37.14%
2021
1,686
1,187
2,873
41.32%
35.46%
2020
1,458
1,026
2,484
41.30%
33.86%
2019
2,126
1,201
3,327
36.10%
34.01%