B
Arch Indemnity Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: History of adequate reserve strength (5.2 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital has steadily grown over the last five years. Excellent profitability index (8.9). Excellent expense controls.
Other Rating Factors: Excellent liquidity (8.5) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.1). Strengths include potentially strong support from affiliation with Arch Capital Group Ltd, good operational trends and excellent risk diversification.
Stability Factors: F - Negative cash flow.
Principal Lines of Business: Work comp (98.7%), personal/comm auto (0.8%), other (0.5%)
Licensed in: All states
Principal Investments: Investment grade bonds (93.1%), cash (5.4%), other (1.4%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Arch Capital Group Ltd
Investment Rating
Company Address
Harborside 3
Jersey City, NJ 07311
Phone Number
(201) 743-4000
NAIC Number
30830
Largest Affiliates
B
Jersey City, NJ - P&C
A
Morristown, NJ - P&C
A
Greensboro, NC - P&C
A
Greensboro, NC - P&C
B
Jersey City, NJ - P&C