Arch Specialty Ins Co
Rating Date
June 2026
NAIC
Classification
Classification
Risk Adjusted
Capital Ratio #1
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Capital Ratio #2
Loss
Ratio
Ratio
Total
Assets
Assets
Capital
Net
Premiums
Premiums
Net
Income
Income
Major Rating Factors:
Fair profitability index (4.1 on a scale of 0 to 10) with operating losses during 2022, 2023 and 2024. Strong long-term capitalization index (9.5) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level.
Other Rating Factors:
Excellent liquidity (8.4) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.6). Strengths include potentially strong support from affiliation with Arch Capital Group Ltd, good operational trends and excellent risk diversification.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Fire (21.0%), med mal (7.5%), comm multi (2.3%), product liab. (0.2%), personal/comm auto (0.1%), other (68.9%)
Licensed in:
(No states)
Principal Investments:
Investment grade bonds (88.6%), cash (4.9%), other (6.5%)
Corporate Info
Group Affiliation
Arch Capital Group Ltd
Investment Rating
Company Address
Harborside Three
Jersey City, NJ 07311
Jersey City, NJ 07311
Phone Number
(201) 743-4000
NAIC Number
21199
Website
Largest Affiliates