Arch Specialty Ins Co
Rating Date
April 2025
NAIC
Classification
Classification
Risk Adjusted
Capital Ratio #1
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Capital Ratio #2
Loss
Ratio
Ratio
Total
Assets
Assets
Capital
Net
Premiums
Premiums
Net
Income
Income
Major Rating Factors:
Good overall results on stability tests (5.3 on a scale of 0 to 10) despite excessive premium growth and negative cash flow from operations for 2024. Fair profitability index (3.3) with operating losses during 2022, 2023 and 2024. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Ample reserve history (7.0) that can protect against increases in claims costs. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors:
F - Negative cash flow.
G - Fast asset or premium growth.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Fire (31.2%), med mal (6.7%), comm multi (3.3%), product liab. (0.2%), personal/comm auto (0.2%), other (58.5%)
Licensed in:
(No states)
Principal Investments:
Investment grade bonds (89.5%), cash (9.1%), other (1.5%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
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Investments in Affiliates
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Corporate Info
Group Affiliation
Arch Capital Group Ltd
Investment Rating
Company Address
Harborside Three
Jersey City, NJ 07311
Jersey City, NJ 07311
Phone Number
(201) 743-4000
NAIC Number
21199
Website
Largest Affiliates