Dorchester Ins Co
Major Rating Factors:
Good overall results on stability tests (5.1 on a scale of 0 to 10) despite negative cash flow from operations for 2024. The largest net exposure for one risk is high at 3.7% of capital. Stability strengths include good risk diversification. Strong long-term capitalization index (9.8) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (8.2) that helps to protect the company against sharp claims increases.
Other Rating Factors:
Excellent profitability index (7.6) with operating gains in each of the last five years. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
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Licensed in:
HI and VI
Principal Investments:
Investment grade bonds (72.0%), cash (17.7%), other (10.3%)
Corporate Info
Group Affiliation
Topa Equities Ltd
Investment Rating
--
Company Address
5180 Dronningens Gade
Saint Thomas, VI 00804
Saint Thomas, VI 00804
Phone Number
(340) 776-9063
NAIC Number
31461
Website
Largest Affiliates