A
Universal Ins Co (PR)
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.60
Risk Adjusted
Capital Ratio #2
1.30
Loss
Ratio
55.73%
Total
Assets
1.29B
Capital
430.07M
Net
Premiums
429.02M
Net
Income
11.56M
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Weiss Ratings Universal Ins Co (PR)
Guaynabo, PR 		Click to
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Rating A
Capitalization Index 7.40
Investment Safety Index --
Liquidity Index 7.40
Profitability Index 7.60
Reserve Adequacy Index 6.90
Stability Index 7.80
Company Info Universal Ins Co (PR)
Guaynabo, PR 		Click to
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Industry P&C
NAIC Number 31704
Phone Number (787) 706-7155
Website www.universalpr.com
Address Metro Office Park Guaynabo, PR 00968
Balance Sheet Universal Ins Co (PR)
Guaynabo, PR 		Click to
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Total Assets 1.29B
Capital and Reserves Universal Ins Co (PR)
Guaynabo, PR 		Click to
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Risk-Adjusted Capital Ratio #1 1.60
Risk-Adjusted Capital Ratio #2 1.30
1-Year Reserve Development -150.00%
2-Year Reserve Development -160.00%
Capital 430.07M
Premium to Surplus 110.00%
Reserves to Surplus 20.00%
Investments Universal Ins Co (PR)
Guaynabo, PR 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 26.21%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Universal Ins Co (PR)
Guaynabo, PR 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 90.00%
Expense Ratio 30.00%
Loss Ratio 55.73%
Net Premium Growth 10.00%
Other Medical Universal Ins Co (PR)
Guaynabo, PR 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Universal Ins Co (PR)
Guaynabo, PR 		Click to
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Net Income 11.56M
Net Premium 429.02M
Health Premium --