B
Falls Lake National Ins Co
Raleigh,  NC
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.20
Risk Adjusted
Capital Ratio #2
1.10
Loss
Ratio
79.03%
Total
Assets
2.36B
Capital
240.61M
Net
Premiums
48.57M
Net
Income
1.35M
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Weiss Ratings Falls Lake National Ins Co
Raleigh, NC 		Click to
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Rating B
Capitalization Index 7.20
Investment Safety Index --
Liquidity Index 6.50
Profitability Index 5.10
Reserve Adequacy Index 4.70
Stability Index 6.60
Company Info Falls Lake National Ins Co
Raleigh, NC 		Click to
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Industry P&C
NAIC Number 31925
Phone Number (441) 278-4580
Website jrvrgroup.com/falls-lake-insurance
Address 6131 Falls of Neuse Road Raleigh, NC 27609
Balance Sheet Falls Lake National Ins Co
Raleigh, NC 		Click to
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Total Assets 2.36B
Capital and Reserves Falls Lake National Ins Co
Raleigh, NC 		Click to
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Risk-Adjusted Capital Ratio #1 1.20
Risk-Adjusted Capital Ratio #2 1.10
1-Year Reserve Development 340.00%
2-Year Reserve Development 1,020.00%
Capital 240.61M
Premium to Surplus 20.00%
Reserves to Surplus 40.00%
Investments Falls Lake National Ins Co
Raleigh, NC 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 61.80%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Falls Lake National Ins Co
Raleigh, NC 		Click to
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Medical Loss Ratio --
Cash From Underwriting 30.00%
Combined Ratio 90.00%
Expense Ratio 10.00%
Loss Ratio 79.03%
Net Premium Growth -20.00%
Other Medical Falls Lake National Ins Co
Raleigh, NC 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Falls Lake National Ins Co
Raleigh, NC 		Click to
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Net Income 1.35M
Net Premium 48.57M
Health Premium --