C
Falls Lake National Ins Co
Raleigh,  NC
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.24
Risk Adjusted
Capital Ratio #2
1.12
Loss
Ratio
87.13%
Total
Assets
2.31B
Capital
248.66M
Net
Premiums
21.28M
Net
Income
1.87M
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Weiss Ratings Falls Lake National Ins Co
Raleigh, NC 		Click to
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Rating C
Capitalization Index 7.20
Investment Safety Index --
Liquidity Index 9.00
Profitability Index 4.90
Reserve Adequacy Index 4.60
Stability Index 6.40
Company Info Falls Lake National Ins Co
Raleigh, NC 		Click to
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Industry P&C
NAIC Number 31925
Phone Number (441) 278-4580
Website jrvrgroup.com/falls-lake-insurance
Address 6131 Falls of Neuse Road Raleigh, NC 27609
Balance Sheet Falls Lake National Ins Co
Raleigh, NC 		Click to
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Total Assets 2.31B
Capital and Reserves Falls Lake National Ins Co
Raleigh, NC 		Click to
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Risk-Adjusted Capital Ratio #1 1.24
Risk-Adjusted Capital Ratio #2 1.12
1-Year Reserve Development 380.00%
2-Year Reserve Development 840.00%
Capital 248.66M
Premium to Surplus 20.00%
Reserves to Surplus 50.00%
Investments Falls Lake National Ins Co
Raleigh, NC 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 62.18%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Falls Lake National Ins Co
Raleigh, NC 		Click to
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Medical Loss Ratio --
Cash From Underwriting 30.00%
Combined Ratio 110.00%
Expense Ratio 20.00%
Loss Ratio 87.13%
Net Premium Growth -10.00%
Other Medical Falls Lake National Ins Co
Raleigh, NC 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Falls Lake National Ins Co
Raleigh, NC 		Click to
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Net Income 1.87M
Net Premium 21.28M
Health Premium --