Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
2,094
357
2,451
14.57%
23.31%
2023
2,204
372
2,576
14.44%
22.83%
2022
2,048
357
2,405
14.84%
23.10%
2021
1,972
310
2,282
13.58%
22.81%
2020
1,794
347
2,141
16.21%
21.51%
2019
1,472
927
2,399
38.64%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
121
46
167
27.54%
47.45%
2023
123
48
171
28.07%
47.29%
2022
133
49
182
26.92%
45.44%
2021
123
39
162
24.07%
44.40%
2020
122
37
159
23.27%
42.45%
2019
74
98
172
56.98%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
143
93
236
39.41%
41.74%
2023
166
91
257
35.41%
38.64%
2022
153
93
246
37.80%
39.39%
2021
151
92
243
37.86%
40.41%
2020
144
148
292
50.68%
48.09%
2019
40
168
208
80.77%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
271
108
379
28.50%
39.58%
2023
416
132
548
24.09%
36.96%
2022
253
107
360
29.72%
37.07%
2021
301
124
425
29.18%
39.17%
2020
281
129
410
31.46%
35.42%
2019
173
182
355
51.27%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
3
3
6
50.00%
81.44%
2023
2
3
5
60.00%
74.87%
2022
2
2
4
50.00%
72.69%
2021
2
3
5
60.00%
79.01%
2020
2
2
4
50.00%
80.13%
2019
1
2
3
66.67%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
1
1
100.00%
12.32%
2023
0
1
1
100.00%
16.34%
2022
0
1
1
100.00%
11.13%
2021
1
1
2
50.00%
18.93%
2020
1
1
2
50.00%
20.93%
2019
0
3
3
100.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
163
62
225
27.56%
45.22%
2023
146
57
203
28.08%
44.64%
2022
138
47
185
25.41%
46.15%
2021
141
43
184
23.37%
46.87%
2020
149
36
185
19.46%
43.90%
2019
141
98
239
41.00%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
63.97%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
1
1
100.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
101
49
150
32.67%
35.33%
2023
123
57
180
31.67%
35.67%
2022
113
49
162
30.25%
37.14%
2021
106
40
146
27.40%
35.46%
2020
96
31
127
24.41%
33.86%
2019
112
27
139
19.42%
34.01%