B
Owners Ins Co
Lansing,  MI
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.30
Risk Adjusted
Capital Ratio #2
2.30
Loss
Ratio
86.87%
Total
Assets
6.19B
Capital
1.98B
Net
Premiums
2.71B
Net
Income
56.10M
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Weiss Ratings Owners Ins Co
Lansing, MI 		Click to
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Rating B
Capitalization Index 8.90
Investment Safety Index --
Liquidity Index 6.70
Profitability Index 3.60
Reserve Adequacy Index 7.00
Stability Index 8.10
Company Info Owners Ins Co
Lansing, MI 		Click to
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Industry P&C
NAIC Number 32700
Phone Number (517) 323-1200
Website www.auto-owners.com
Address 6101 Anacapri Boulevard Lansing, MI 48917
Balance Sheet Owners Ins Co
Lansing, MI 		Click to
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Total Assets 6.19B
Capital and Reserves Owners Ins Co
Lansing, MI 		Click to
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Risk-Adjusted Capital Ratio #1 3.30
Risk-Adjusted Capital Ratio #2 2.30
1-Year Reserve Development -310.00%
2-Year Reserve Development 170.00%
Capital 1.98B
Premium to Surplus 140.00%
Reserves to Surplus 110.00%
Investments Owners Ins Co
Lansing, MI 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Owners Ins Co
Lansing, MI 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 110.00%
Expense Ratio 30.00%
Loss Ratio 86.87%
Net Premium Growth 10.00%
Other Medical Owners Ins Co
Lansing, MI 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Owners Ins Co
Lansing, MI 		Click to
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Net Income 56.10M
Net Premium 2.71B
Health Premium --