Univ Fire & Casualty Ins Co

Waterford, MI

Rating Date

April 2025

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

0.80

Risk Adjusted
Capital Ratio #2

0.50

Loss
Ratio

59.20%

Total
Assets

136.73M

Capital

69.18M

Net
Premiums

52.16M

Net
Income

-1.02M

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Weiss Ratings	Univ Fire & Casualty Ins Co Waterford, MI	Click to Compare	Click to Compare	Click to Compare
Rating	C
Capitalization Index	3.30
Investment Safety Index	--
Liquidity Index	6.90
Profitability Index	4.00
Reserve Adequacy Index	7.00
Stability Index	3.60

Company Info	Univ Fire & Casualty Ins Co Waterford, MI	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	32867
Phone Number	(616) 662-3900
Website	www.ufcic.com
Address	2850 Dixie Hwy Waterford, MI 48328

Balance Sheet	Univ Fire & Casualty Ins Co Waterford, MI	Click to Compare	Click to Compare	Click to Compare
Total Assets	136.73M

Capital and Reserves	Univ Fire & Casualty Ins Co Waterford, MI	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	0.80
Risk-Adjusted Capital Ratio #2	0.50
1-Year Reserve Development	-180.00%
2-Year Reserve Development	-300.00%
Capital	69.18M
Premium to Surplus	80.00%
Reserves to Surplus	60.00%

Investments	Univ Fire & Casualty Ins Co Waterford, MI	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	41.44%
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Univ Fire & Casualty Ins Co Waterford, MI	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	140.00%
Combined Ratio	100.00%
Expense Ratio	40.00%
Loss Ratio	59.20%
Net Premium Growth	50.00%

Other Medical	Univ Fire & Casualty Ins Co Waterford, MI	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Univ Fire & Casualty Ins Co Waterford, MI	Click to Compare	Click to Compare	Click to Compare
Net Income	-1.02M
Net Premium	52.16M
Health Premium	--