B
NORCAL Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.10
Risk Adjusted
Capital Ratio #2
1.30
Loss
Ratio
64.63%
Total
Assets
1.50B
Capital
566.80M
Net
Premiums
227.03M
Net
Income
61.44M
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Weiss Ratings NORCAL Ins Co
San Francisco, CA 		Click to
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Rating B
Capitalization Index 7.10
Investment Safety Index --
Liquidity Index 6.80
Profitability Index 5.10
Reserve Adequacy Index 5.10
Stability Index 7.50
Company Info NORCAL Ins Co
San Francisco, CA 		Click to
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Industry P&C
NAIC Number 33200
Phone Number (844) 466-7225
Website www.norcal-group.com
Address 201 California Street San Francisco, CA 94111
Balance Sheet NORCAL Ins Co
San Francisco, CA 		Click to
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Total Assets 1.50B
Capital and Reserves NORCAL Ins Co
San Francisco, CA 		Click to
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Risk-Adjusted Capital Ratio #1 2.10
Risk-Adjusted Capital Ratio #2 1.30
1-Year Reserve Development -680.00%
2-Year Reserve Development -720.00%
Capital 566.80M
Premium to Surplus 40.00%
Reserves to Surplus 140.00%
Investments NORCAL Ins Co
San Francisco, CA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 6.44%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios NORCAL Ins Co
San Francisco, CA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 70.00%
Combined Ratio 90.00%
Expense Ratio 20.00%
Loss Ratio 64.63%
Net Premium Growth 0.00%
Other Medical NORCAL Ins Co
San Francisco, CA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability NORCAL Ins Co
San Francisco, CA 		Click to
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Net Income 61.44M
Net Premium 227.03M
Health Premium --