Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
6,883
4,266
11,149
38.26%
23.31%
2023
6,048
3,760
9,808
38.34%
22.83%
2022
5,660
3,297
8,957
36.81%
23.10%
2021
5,080
2,900
7,980
36.34%
22.81%
2020
3,865
2,224
6,089
36.52%
21.51%
2019
5,487
3,302
8,789
37.57%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
238
81
319
25.39%
47.44%
2023
219
62
281
22.06%
47.29%
2022
227
63
290
21.72%
45.44%
2021
212
64
276
23.19%
44.40%
2020
182
50
232
21.55%
42.45%
2019
321
97
418
23.21%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
7
3
10
30.00%
41.75%
2023
13
6
19
31.58%
38.64%
2022
11
4
15
26.67%
39.39%
2021
12
5
17
29.41%
40.41%
2020
8
4
12
33.33%
48.09%
2019
11
5
16
31.25%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
192
108
300
36.00%
39.58%
2023
261
132
393
33.59%
36.96%
2022
210
102
312
32.69%
37.07%
2021
317
142
459
30.94%
39.17%
2020
217
115
332
34.64%
35.42%
2019
208
78
286
27.27%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
12.20%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1,430
484
1,914
25.29%
45.22%
2023
1,205
332
1,537
21.60%
44.64%
2022
1,061
319
1,380
23.12%
46.15%
2021
1,027
306
1,333
22.96%
46.87%
2020
831
233
1,064
21.90%
43.90%
2019
1,230
341
1,571
21.71%
42.09%