Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
1,198
754
1,952
38.63%
23.10%
2021
1,080
559
1,639
34.11%
22.81%
2020
1,086
535
1,621
33.00%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
3
3
100.00%
49.08%
2024
1
5
6
83.33%
47.46%
2023
161
109
270
40.37%
47.29%
2022
379
295
674
43.77%
45.44%
2021
488
181
669
27.06%
44.40%
2020
661
781
1,442
54.16%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
115
66
181
36.46%
38.64%
2022
173
97
270
35.93%
39.39%
2021
202
112
314
35.67%
40.41%
2020
208
184
392
46.94%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
8
2
10
20.00%
38.98%
2024
4
8
12
66.67%
39.58%
2023
7
11
18
61.11%
36.96%
2022
28
78
106
73.58%
37.07%
2021
91
126
217
58.06%
39.17%
2020
33
68
101
67.33%
35.42%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
11
21
32
65.63%
96.00%
2021
13
62
75
82.67%
93.58%
2020
11
117
128
91.41%
94.02%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
0
0
0
0.00%
92.14%
2021
0
0
0
0.00%
91.74%
2020
0
17
17
100.00%
93.85%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
5
64
69
92.75%
72.69%
2021
4
90
94
95.74%
79.01%
2020
9
103
112
91.96%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
2
2
4
50.00%
16.34%
2022
41
144
185
77.84%
11.13%
2021
38
115
153
75.16%
18.93%
2020
57
131
188
69.68%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
608
927
1,535
60.39%
46.15%
2021
635
514
1,149
44.73%
46.87%
2020
785
544
1,329
40.93%
43.90%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
0
0
0
0.00%
77.84%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
0
0
0
0.00%
56.52%
2021
1
0
1
0.00%
62.74%
2020
0
0
0
0.00%
61.51%