Rating Date
October 2025
NAIC
Classification
Classification
Risk Adjusted
Capital Ratio #1
Capital Ratio #1
--
Risk Adjusted
Capital Ratio #2
Capital Ratio #2
--
Loss
Ratio
Ratio
--
Total
Assets
Assets
--
Capital
--
Net
Premiums
Premiums
Net
Income
Income
--
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
55
30
85
35.29%
37.07%
2021
790
366
1,156
31.66%
39.17%
2020
720
458
1,178
38.88%
35.42%
2019
1,169
889
2,058
43.20%
35.34%
2018
1,499
1,204
2,703
44.54%
34.35%
2017
1,796
1,473
3,269
45.06%
34.90%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
1
0
1
0.00%
11.13%
2021
0
29
29
100.00%
18.93%
2020
5
16
21
76.19%
20.93%
2019
7
30
37
81.08%
16.90%
2018
12
17
29
58.62%
11.94%
2017
7
38
45
84.44%
20.44%