C
Executive Risk Indemnity Inc
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.60
Risk Adjusted
Capital Ratio #2
1.00
Loss
Ratio
72.86%
Total
Assets
8.17B
Capital
1.94B
Net
Premiums
2.58B
Net
Income
186.65M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
4,348
198
4,546
4.36%
22.80%
2023
4,575
210
4,785
4.39%
22.83%
2022
4,831
235
5,066
4.64%
23.10%
2021
4,423
204
4,627
4.41%
22.81%
2020
4,251
211
4,462
4.73%
21.51%
2019
6,699
1,185
7,884
15.03%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
704
300
1,004
29.88%
47.78%
2023
537
249
786
31.68%
47.29%
2022
575
270
845
31.95%
45.44%
2021
492
202
694
29.11%
44.40%
2020
489
167
656
25.46%
42.45%
2019
758
1,639
2,397
68.38%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
769
158
927
17.04%
41.49%
2023
795
205
1,000
20.50%
38.64%
2022
721
215
936
22.97%
39.39%
2021
779
246
1,025
24.00%
40.41%
2020
840
387
1,227
31.54%
48.09%
2019
828
1,394
2,222
62.74%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2,591
193
2,784
6.93%
39.63%
2023
2,873
213
3,086
6.90%
36.96%
2022
2,809
206
3,015
6.83%
37.07%
2021
3,966
389
4,355
8.93%
39.17%
2020
3,859
317
4,176
7.59%
35.42%
2019
4,252
1,153
5,405
21.33%
35.34%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
19
336
355
94.65%
96.35%
2023
23
280
303
92.41%
95.21%
2022
19
294
313
93.93%
96.00%
2021
15
189
204
92.65%
93.58%
2020
8
294
302
97.35%
94.02%
2019
16
185
201
92.04%
94.59%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2
11
13
84.62%
92.34%
2023
3
14
17
82.35%
92.52%
2022
3
5
8
62.50%
92.14%
2021
2
5
7
71.43%
91.74%
2020
0
3
3
100.00%
93.85%
2019
0
18
18
100.00%
93.92%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
230
1,016
1,246
81.54%
81.20%
2023
154
831
985
84.37%
74.87%
2022
201
746
947
78.78%
72.69%
2021
169
709
878
80.75%
79.01%
2020
69
902
971
92.89%
80.13%
2019
46
1,835
1,881
97.55%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
199
493
692
71.24%
12.77%
2023
162
526
688
76.45%
16.34%
2022
140
449
589
76.23%
11.13%
2021
194
537
731
73.46%
18.93%
2020
175
483
658
73.40%
20.93%
2019
189
1,971
2,160
91.25%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
713
45
758
5.94%
45.00%
2023
724
40
764
5.24%
44.64%
2022
729
66
795
8.30%
46.15%
2021
670
54
724
7.46%
46.87%
2020
686
48
734
6.54%
43.90%
2019
1,338
469
1,807
25.95%
42.09%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
5
10
15
66.67%
83.13%
2023
5
8
13
61.54%
68.07%
2022
8
6
14
42.86%
77.84%
2021
4
14
18
77.78%
84.45%
2020
3
12
15
80.00%
83.02%
2019
3
27
30
90.00%
81.57%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
49
15
64
23.44%
64.02%
2023
25
10
35
28.57%
62.55%
2022
19
10
29
34.48%
56.52%
2021
17
26
43
60.47%
62.74%
2020
17
18
35
51.43%
61.51%
2019
18
61
79
77.22%
70.02%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
3.78%
2023
0
0
0
0.00%
4.57%
2022
0
0
0
0.00%
4.29%
2021
0
0
0
0.00%
5.64%
2020
0
0
0
0.00%
5.60%
2019
899
0
899
0.00%
6.35%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2,148
1,772
3,920
45.20%
35.29%
2023
1,885
555
2,440
22.75%
35.67%
2022
1,997
584
2,581
22.63%
37.14%
2021
1,916
400
2,316
17.27%
35.46%
2020
1,580
501
2,081
24.07%
33.86%
2019
15,997
3,720
19,717
18.87%
34.01%