C
Executive Risk Indemnity Inc
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
3,991
207
4,198
4.93%
23.88%
2024
4,348
198
4,546
4.36%
23.31%
2023
4,575
210
4,785
4.39%
22.83%
2022
4,831
235
5,066
4.64%
23.10%
2021
4,423
204
4,627
4.41%
22.81%
2020
4,251
211
4,462
4.73%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
604
292
896
32.59%
49.08%
2024
704
300
1,004
29.88%
47.46%
2023
537
249
786
31.68%
47.29%
2022
575
270
845
31.95%
45.44%
2021
492
202
694
29.11%
44.40%
2020
489
167
656
25.46%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
610
147
757
19.42%
42.44%
2024
769
158
927
17.04%
41.75%
2023
795
205
1,000
20.50%
38.64%
2022
721
215
936
22.97%
39.39%
2021
779
246
1,025
24.00%
40.41%
2020
840
387
1,227
31.54%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
2,298
144
2,442
5.90%
38.98%
2024
2,591
193
2,784
6.93%
39.58%
2023
2,873
213
3,086
6.90%
36.96%
2022
2,809
206
3,015
6.83%
37.07%
2021
3,966
389
4,355
8.93%
39.17%
2020
3,859
317
4,176
7.59%
35.42%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
22
545
567
96.12%
95.15%
2024
19
336
355
94.65%
96.08%
2023
23
280
303
92.41%
95.22%
2022
19
294
313
93.93%
96.00%
2021
15
189
204
92.65%
93.58%
2020
8
294
302
97.35%
94.02%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
4
8
12
66.67%
94.16%
2024
2
11
13
84.62%
92.29%
2023
3
14
17
82.35%
92.52%
2022
3
5
8
62.50%
92.14%
2021
2
5
7
71.43%
91.74%
2020
0
3
3
100.00%
93.85%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
218
959
1,177
81.48%
83.87%
2024
230
1,016
1,246
81.54%
81.44%
2023
154
831
985
84.37%
74.87%
2022
201
746
947
78.78%
72.69%
2021
169
709
878
80.75%
79.01%
2020
69
902
971
92.89%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
206
641
847
75.68%
13.25%
2024
199
493
692
71.24%
12.32%
2023
162
526
688
76.45%
16.34%
2022
140
449
589
76.23%
11.13%
2021
194
537
731
73.46%
18.93%
2020
175
483
658
73.40%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
681
42
723
5.81%
45.21%
2024
713
45
758
5.94%
45.23%
2023
724
40
764
5.24%
44.64%
2022
729
66
795
8.30%
46.15%
2021
670
54
724
7.46%
46.87%
2020
686
48
734
6.54%
43.90%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
9
13
22
59.09%
84.76%
2024
5
10
15
66.67%
84.35%
2023
5
8
13
61.54%
68.07%
2022
8
6
14
42.86%
77.84%
2021
4
14
18
77.78%
84.45%
2020
3
12
15
80.00%
83.02%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
40
18
58
31.03%
63.59%
2024
49
15
64
23.44%
63.97%
2023
25
10
35
28.57%
62.55%
2022
19
10
29
34.48%
56.52%
2021
17
26
43
60.47%
62.74%
2020
17
18
35
51.43%
61.51%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
3.84%
2024
0
0
0
0.00%
4.30%
2023
0
0
0
0.00%
4.57%
2022
0
0
0
0.00%
4.29%
2021
0
0
0
0.00%
5.64%
2020
0
0
0
0.00%
5.60%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
2,424
531
2,955
17.97%
34.83%
2024
2,148
1,772
3,920
45.20%
35.33%
2023
1,885
555
2,440
22.75%
35.67%
2022
1,997
584
2,581
22.63%
37.14%
2021
1,916
400
2,316
17.27%
35.46%
2020
1,580
501
2,081
24.07%
33.86%