B
Continental Ins Co
ChicagoIL
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: History of adequate reserve strength (6.1 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Fair profitability index (4.7). Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Other Rating Factors: Superior liquidity (10.0) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.3). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors:
Principal Lines of Business: Work comp (11.2%), personal/comm auto (9.5%), comm multi (9.5%), med mal (4.2%), fin guar/surety (2.7%), product liab. (0.8%), fire (0.6%), other (61.6%)
Licensed in: All states and GU, MP, PR, VI
Principal Investments: Investment grade bonds (86.7%), common stock (12.4%), preferred stock (0.6%), other (0.3%)
Ratios
Premium to Surplus
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Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
Net Premium Growth
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Investments in Affiliates
Corporate Info
Group Affiliation
Loews Corporation
Investment Rating
L
Company Address
151 North Franklin Street
Chicago, IL 60606
Phone Number
(312) 822-5000
NAIC Number
35289
Largest Affiliates
B
Chicago, IL - P&C
B
Sioux Falls, SD - P&C
B
Chicago, IL - P&C
B