Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
43
36
79
45.57%
22.80%
2023
276
2,526
2,802
90.15%
22.83%
2022
105
669
774
86.43%
23.10%
2021
740
214
954
22.43%
22.81%
2020
1,940
820
2,760
29.71%
21.51%
2019
2,216
507
2,723
18.62%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
63
197
260
75.77%
47.78%
2023
360
3,347
3,707
90.29%
47.29%
2022
244
1,063
1,307
81.33%
45.44%
2021
473
303
776
39.05%
44.40%
2020
1,338
593
1,931
30.71%
42.45%
2019
1,053
760
1,813
41.92%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
797
2,697
3,494
77.19%
41.49%
2023
880
2,583
3,463
74.59%
38.64%
2022
945
2,237
3,182
70.30%
39.39%
2021
1,164
2,319
3,483
66.58%
40.41%
2020
1,570
3,804
5,374
70.79%
48.09%
2019
3,591
2,537
6,128
41.40%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
39.63%
2023
0
0
0
0.00%
36.96%
2022
0
0
0
0.00%
37.07%
2021
105
25
130
19.23%
39.17%
2020
753
133
886
15.01%
35.42%
2019
1,762
170
1,932
8.80%
35.34%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2020
0
0
0
0.00%
94.02%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
92.34%
2020
0
2
2
100.00%
93.85%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
155
4,399
4,554
96.60%
81.20%
2023
59
2,156
2,215
97.34%
74.87%
2022
36
1,138
1,174
96.93%
72.69%
2021
66
2,195
2,261
97.08%
79.01%
2020
103
2,446
2,549
95.96%
80.13%
2019
21
1,869
1,890
98.89%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
297
6,986
7,283
95.92%
12.77%
2023
419
2,999
3,418
87.74%
16.34%
2022
446
2,652
3,098
85.60%
11.13%
2021
392
2,434
2,826
86.13%
18.93%
2020
325
2,765
3,090
89.48%
20.93%
2019
452
1,992
2,444
81.51%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
45.00%
2023
0
0
0
0.00%
44.64%
2022
0
0
0
0.00%
46.15%
2021
0
0
0
0.00%
46.87%
2020
39
3
42
7.14%
43.90%
2019
0
9
9
100.00%
42.09%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
2
2
100.00%
83.13%
2023
0
4
4
100.00%
68.07%
2022
0
5
5
100.00%
77.84%
2021
0
6
6
100.00%
84.45%
2020
5
24
29
82.76%
83.02%
2019
5
31
36
86.11%
81.57%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
58
1,775
1,833
96.84%
64.02%
2023
96
1,376
1,472
93.48%
62.55%
2022
152
1,199
1,351
88.75%
56.52%
2021
148
1,188
1,336
88.92%
62.74%
2020
39
632
671
94.19%
61.51%
2019
14
404
418
96.65%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
35.29%
2023
311
961
1,272
75.55%
35.67%
2022
119
354
473
74.84%
37.14%
2021
164
116
280
41.43%
35.46%
2020
116
138
254
54.33%
33.86%
2019
334
-48
286
-16.78%
34.01%