C
Imperium Ins Co
Houston,  TX
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.13
Risk Adjusted
Capital Ratio #2
0.74
Loss
Ratio
80.73%
Total
Assets
759.27M
Capital
158.66M
Net
Premiums
122.11M
Net
Income
11.52M
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Weiss Ratings Imperium Ins Co
Houston, TX 		Click to
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Rating C
Capitalization Index 5.00
Investment Safety Index --
Liquidity Index 8.60
Profitability Index 2.30
Reserve Adequacy Index 5.80
Stability Index 6.80
Company Info Imperium Ins Co
Houston, TX 		Click to
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Industry P&C
NAIC Number 35408
Phone Number (713) 935-4800
Website skywardinsurance.com
Address 800 Gessner Houston, TX 77024
Balance Sheet Imperium Ins Co
Houston, TX 		Click to
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Total Assets 759.27M
Capital and Reserves Imperium Ins Co
Houston, TX 		Click to
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Risk-Adjusted Capital Ratio #1 1.13
Risk-Adjusted Capital Ratio #2 0.74
1-Year Reserve Development 270.00%
2-Year Reserve Development 10.00%
Capital 158.66M
Premium to Surplus 150.00%
Reserves to Surplus 190.00%
Investments Imperium Ins Co
Houston, TX 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 10.32%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Imperium Ins Co
Houston, TX 		Click to
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Medical Loss Ratio --
Cash From Underwriting 120.00%
Combined Ratio 100.00%
Expense Ratio 20.00%
Loss Ratio 80.73%
Net Premium Growth 10.00%
Other Medical Imperium Ins Co
Houston, TX 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Imperium Ins Co
Houston, TX 		Click to
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Net Income 11.52M
Net Premium 122.11M
Health Premium --