B
Protective P&C Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
16.40
Risk Adjusted
Capital Ratio #2
9.70
Loss
Ratio
74.09%
Total
Assets
442.71M
Capital
202.51M
Net
Premiums
70.01M
Net
Income
9.12M
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Weiss Ratings Protective P&C Ins Co
Chesterfield, MO 		Click to
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Rating B
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 7.40
Profitability Index 7.50
Reserve Adequacy Index 9.20
Stability Index 6.60
Company Info Protective P&C Ins Co
Chesterfield, MO 		Click to
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Industry P&C
NAIC Number 35769
Phone Number (636) 536-5600
Website www.protective.com
Address 14755 North Outer 40th Road Chesterfield, MO 63017
Balance Sheet Protective P&C Ins Co
Chesterfield, MO 		Click to
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Total Assets 442.71M
Capital and Reserves Protective P&C Ins Co
Chesterfield, MO 		Click to
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Risk-Adjusted Capital Ratio #1 16.40
Risk-Adjusted Capital Ratio #2 9.70
1-Year Reserve Development -70.00%
2-Year Reserve Development -160.00%
Capital 202.51M
Premium to Surplus 30.00%
Reserves to Surplus 0.00%
Investments Protective P&C Ins Co
Chesterfield, MO 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Protective P&C Ins Co
Chesterfield, MO 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 100.00%
Expense Ratio 30.00%
Loss Ratio 74.09%
Net Premium Growth -20.00%
Other Medical Protective P&C Ins Co
Chesterfield, MO 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Protective P&C Ins Co
Chesterfield, MO 		Click to
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Net Income 9.12M
Net Premium 70.01M
Health Premium --