C
Mid-Hudson Co-Operative Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.78
Risk Adjusted
Capital Ratio #2
0.47
Loss
Ratio
71.90%
Total
Assets
62.12M
Capital
12.54M
Net
Premiums
9.72M
Net
Income
910.38K
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Weiss Ratings Mid-Hudson Co-Operative Ins Co
Montgomery, NY 		Click to
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Rating C
Capitalization Index 3.20
Investment Safety Index --
Liquidity Index 10.00
Profitability Index 2.90
Reserve Adequacy Index 3.70
Stability Index 3.40
Company Info Mid-Hudson Co-Operative Ins Co
Montgomery, NY 		Click to
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Industry P&C
NAIC Number 35866
Phone Number (845) 457-5001
Website swus.com
Address 104 Bracken Road Montgomery, NY 12549
Balance Sheet Mid-Hudson Co-Operative Ins Co
Montgomery, NY 		Click to
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Total Assets 62.12M
Capital and Reserves Mid-Hudson Co-Operative Ins Co
Montgomery, NY 		Click to
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Risk-Adjusted Capital Ratio #1 0.78
Risk-Adjusted Capital Ratio #2 0.47
1-Year Reserve Development 250.00%
2-Year Reserve Development 2,560.00%
Capital 12.54M
Premium to Surplus 210.00%
Reserves to Surplus 170.00%
Investments Mid-Hudson Co-Operative Ins Co
Montgomery, NY 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Mid-Hudson Co-Operative Ins Co
Montgomery, NY 		Click to
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Medical Loss Ratio --
Cash From Underwriting 90.00%
Combined Ratio 110.00%
Expense Ratio 30.00%
Loss Ratio 71.90%
Net Premium Growth 10.00%
Other Medical Mid-Hudson Co-Operative Ins Co
Montgomery, NY 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Mid-Hudson Co-Operative Ins Co
Montgomery, NY 		Click to
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Net Income 910.38K
Net Premium 9.72M
Health Premium --