B
American Western Home Ins Co
Amelia,  OH
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
104.30
Risk Adjusted
Capital Ratio #2
44.20
Loss
Ratio
--
Total
Assets
58.30M
Capital
57.02M
Net
Premiums
-39.15M
Net
Income
234.60K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
807
90
897
10.03%
22.83%
2022
681
79
760
10.39%
23.10%
2021
547
71
618
11.49%
22.81%
2020
403
49
452
10.84%
21.51%
2019
488
67
555
12.07%
22.66%
2018
503
83
586
14.16%
21.92%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
9
5
14
35.71%
47.29%
2022
8
5
13
38.46%
45.44%
2021
13
5
18
27.78%
44.40%
2020
11
3
14
21.43%
42.45%
2019
12
7
19
36.84%
44.33%
2018
20
10
30
33.33%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
11
7
18
38.89%
38.64%
2022
15
11
26
42.31%
39.39%
2021
23
12
35
34.29%
40.41%
2020
28
14
42
33.33%
48.09%
2019
21
14
35
40.00%
43.30%
2018
34
15
49
30.61%
41.13%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
3,312
2,000
5,312
37.65%
36.96%
2022
2,472
1,581
4,053
39.01%
37.07%
2021
2,725
1,957
4,682
41.80%
39.17%
2020
3,028
1,540
4,568
33.71%
35.42%
2019
2,488
1,345
3,833
35.09%
35.34%
2018
2,945
1,434
4,379
32.75%
34.35%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2020
0
1
1
100.00%
80.13%
2019
0
1
1
100.00%
77.47%
2018
0
1
1
100.00%
77.10%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
14
33
47
70.21%
16.34%
2022
13
35
48
72.92%
11.13%
2021
13
21
34
61.76%
18.93%
2020
16
18
34
52.94%
20.93%
2019
36
22
58
37.93%
16.90%
2018
55
39
94
41.49%
11.94%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
37
16
53
30.19%
44.64%
2022
37
17
54
31.48%
46.15%
2021
32
15
47
31.91%
46.87%
2020
21
11
32
34.38%
43.90%
2019
30
15
45
33.33%
42.09%
2018
19
9
28
32.14%
39.60%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2018
0
0
0
0.00%
9.76%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
4
1
5
20.00%
35.67%
2022
5
3
8
37.50%
37.14%
2021
8
2
10
20.00%
35.46%
2020
9
2
11
18.18%
33.86%
2019
8
2
10
20.00%
34.01%
2018
19
2
21
9.52%
32.34%