Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
6,127
1,061
7,188
14.76%
22.80%
2023
7,113
1,159
8,272
14.01%
22.83%
2022
6,906
998
7,904
12.63%
23.10%
2021
5,729
713
6,442
11.07%
22.81%
2020
5,283
660
5,943
11.11%
21.51%
2019
6,647
836
7,483
11.17%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
27
22
49
44.90%
47.78%
2023
38
22
60
36.67%
47.29%
2022
34
11
45
24.44%
45.44%
2021
57
22
79
27.85%
44.40%
2020
48
54
102
52.94%
42.45%
2019
130
84
214
39.25%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
540
494
1,034
47.78%
41.49%
2023
757
582
1,339
43.47%
38.64%
2022
861
703
1,564
44.95%
39.39%
2021
950
836
1,786
46.81%
40.41%
2020
1,088
1,750
2,838
61.66%
48.09%
2019
1,006
1,014
2,020
50.20%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
52
23
75
30.67%
36.96%
2022
175
75
250
30.00%
37.07%
2021
984
307
1,291
23.78%
39.17%
2020
1,113
270
1,383
19.52%
35.42%
2019
488
185
673
27.49%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
2
2
100.00%
81.20%
2023
0
6
6
100.00%
74.87%
2022
0
2
2
100.00%
72.69%
2021
0
2
2
100.00%
79.01%
2020
1
2
3
66.67%
80.13%
2019
0
1
1
100.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
5
24
29
82.76%
12.77%
2023
4
16
20
80.00%
16.34%
2022
7
50
57
87.72%
11.13%
2021
11
31
42
73.81%
18.93%
2020
16
46
62
74.19%
20.93%
2019
22
100
122
81.97%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1,188
758
1,946
38.95%
45.00%
2023
1,264
703
1,967
35.74%
44.64%
2022
1,121
369
1,490
24.77%
46.15%
2021
964
372
1,336
27.84%
46.87%
2020
1,042
327
1,369
23.89%
43.90%
2019
1,400
454
1,854
24.49%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
5
2
7
28.57%
64.02%
2023
1
10
11
90.91%
62.55%
2022
3
3
6
50.00%
56.52%
2021
5
0
5
0.00%
62.74%
2020
1
1
2
50.00%
61.51%
2019
2
5
7
71.43%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1,439
1,378
2,817
48.92%
35.29%
2023
1,480
1,475
2,955
49.92%
35.67%
2022
1,531
1,312
2,843
46.15%
37.14%
2021
1,125
910
2,035
44.72%
35.46%
2020
998
759
1,757
43.20%
33.86%
2019
1,320
938
2,258
41.54%
34.01%