D
Hilltop Specialty Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
1
0
1
0.00%
22.83%
2022
5
0
5
0.00%
23.10%
2021
0
0
0
0.00%
22.81%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3
0
3
0.00%
47.78%
2023
0
0
0
0.00%
47.29%
2022
0
0
0
0.00%
45.44%
2021
0
0
0
0.00%
44.40%
2020
0
0
0
0.00%
42.45%
2019
1
0
1
0.00%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
41.49%
2023
5
0
5
0.00%
38.64%
2022
97
1
98
1.02%
39.39%
2021
97
9
106
8.49%
40.41%
2020
102
6
108
5.56%
48.09%
2019
106
4
110
3.64%
43.30%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
96.35%
2022
0
1
1
100.00%
96.00%
2021
10
3
13
23.08%
93.58%
2020
25
2
27
7.41%
94.02%
2019
19
3
22
13.64%
94.59%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2020
0
0
0
0.00%
93.85%
2019
0
0
0
0.00%
93.92%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
81.20%
2023
0
0
0
0.00%
74.87%
2022
3
0
3
0.00%
72.69%
2021
34
0
34
0.00%
79.01%
2020
27
0
27
0.00%
80.13%
2019
40
3
43
6.98%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.77%
2023
0
0
0
0.00%
16.34%
2022
3
0
3
0.00%
11.13%
2021
42
2
44
4.55%
18.93%
2020
123
1
124
0.81%
20.93%
2019
172
0
172
0.00%
16.90%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
34
0
34
0.00%
4.29%
2021
113
2
115
1.74%
5.64%
2020
706
3
709
0.42%
5.60%
2019
973
206
1,179
17.47%
6.35%