Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
135
145
280
51.79%
22.80%
2023
142
160
302
52.98%
22.83%
2022
142
121
263
46.01%
23.10%
2021
147
112
259
43.24%
22.81%
2020
100
77
177
43.50%
21.51%
2019
102
110
212
51.89%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
133
153
286
53.50%
47.78%
2023
138
133
271
49.08%
47.29%
2022
141
98
239
41.00%
45.44%
2021
108
98
206
47.57%
44.40%
2020
94
73
167
43.71%
42.45%
2019
121
110
231
47.62%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
66
39
105
37.14%
41.49%
2023
80
56
136
41.18%
38.64%
2022
127
60
187
32.09%
39.39%
2021
156
71
227
31.28%
40.41%
2020
177
99
276
35.87%
48.09%
2019
213
92
305
30.16%
43.30%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
81.20%
2023
0
0
0
0.00%
74.87%
2022
0
1
1
100.00%
72.69%
2021
0
0
0
0.00%
79.01%
2020
1
0
1
0.00%
80.13%
2019
1
0
1
0.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
53
76
129
58.91%
12.77%
2023
74
42
116
36.21%
16.34%
2022
27
30
57
52.63%
11.13%
2021
40
36
76
47.37%
18.93%
2020
46
30
76
39.47%
20.93%
2019
19
28
47
59.57%
16.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
0
1
0.00%
64.02%
2023
0
3
3
100.00%
62.55%
2022
2
1
3
33.33%
56.52%
2021
3
1
4
25.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
3
1
4
25.00%
70.02%