C
Danbury Ins Co
HinghamMA
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
28
0
28
0.00%
22.80%
2023
24
0
24
0.00%
22.83%
2022
0
0
0
0.00%
23.10%
2021
37
9
46
19.57%
22.81%
2020
38
7
45
15.56%
21.51%
2019
48
13
61
21.31%
22.66%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
4
0
4
0.00%
41.49%
2023
3
0
3
0.00%
38.64%
2022
0
0
0
0.00%
39.39%
2021
2
1
3
33.33%
40.41%
2020
3
2
5
40.00%
48.09%
2019
3
3
6
50.00%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
64
0
64
0.00%
39.63%
2023
59
0
59
0.00%
36.96%
2022
0
0
0
0.00%
37.07%
2021
64
22
86
25.58%
39.17%
2020
91
23
114
20.18%
35.42%
2019
70
20
90
22.22%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.77%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
1
0
1
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
34
0
34
0.00%
45.00%
2023
28
0
28
0.00%
44.64%
2022
0
0
0
0.00%
46.15%
2021
10
2
12
16.67%
46.87%
2020
10
3
13
23.08%
43.90%
2019
15
4
19
21.05%
42.09%