C
Thames Ins Co
Norwich,  CT
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.30
Risk Adjusted
Capital Ratio #2
1.60
Loss
Ratio
59.33%
Total
Assets
30.60M
Capital
14.92M
Net
Premiums
14.27M
Net
Income
-549.67K
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Weiss Ratings Thames Ins Co
Norwich, CT 		Click to
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Rating C
Capitalization Index 8.00
Investment Safety Index --
Liquidity Index 6.70
Profitability Index 3.60
Reserve Adequacy Index 5.50
Stability Index 5.10
Company Info Thames Ins Co
Norwich, CT 		Click to
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Industry P&C
NAIC Number 37354
Phone Number (860) 887-3553
Website www.nlcinsurance.com
Address 101 High Street Norwich, CT 06360
Balance Sheet Thames Ins Co
Norwich, CT 		Click to
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Total Assets 30.60M
Capital and Reserves Thames Ins Co
Norwich, CT 		Click to
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Risk-Adjusted Capital Ratio #1 2.30
Risk-Adjusted Capital Ratio #2 1.60
1-Year Reserve Development 90.00%
2-Year Reserve Development 50.00%
Capital 14.92M
Premium to Surplus 100.00%
Reserves to Surplus 40.00%
Investments Thames Ins Co
Norwich, CT 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Thames Ins Co
Norwich, CT 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 100.00%
Expense Ratio 40.00%
Loss Ratio 59.33%
Net Premium Growth 30.00%
Other Medical Thames Ins Co
Norwich, CT 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Thames Ins Co
Norwich, CT 		Click to
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Net Income -549.67K
Net Premium 14.27M
Health Premium --