C
Thames Ins Co
Norwich,  CT
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.80
Risk Adjusted
Capital Ratio #2
1.90
Loss
Ratio
57.79%
Total
Assets
31.17M
Capital
15.05M
Net
Premiums
11.22M
Net
Income
-631.84K
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Weiss Ratings Thames Ins Co
Norwich, CT 		Click to
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Rating C
Capitalization Index 8.40
Investment Safety Index --
Liquidity Index 7.00
Profitability Index 3.60
Reserve Adequacy Index 5.40
Stability Index 5.10
Company Info Thames Ins Co
Norwich, CT 		Click to
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Industry P&C
NAIC Number 37354
Phone Number (860) 887-3553
Website www.nlcinsurance.com
Address 101 High Street Norwich, CT 06360
Balance Sheet Thames Ins Co
Norwich, CT 		Click to
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Total Assets 31.17M
Capital and Reserves Thames Ins Co
Norwich, CT 		Click to
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Risk-Adjusted Capital Ratio #1 2.80
Risk-Adjusted Capital Ratio #2 1.90
1-Year Reserve Development -60.00%
2-Year Reserve Development 400.00%
Capital 15.05M
Premium to Surplus 70.00%
Reserves to Surplus 40.00%
Investments Thames Ins Co
Norwich, CT 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Thames Ins Co
Norwich, CT 		Click to
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Medical Loss Ratio --
Cash From Underwriting 90.00%
Combined Ratio 110.00%
Expense Ratio 50.00%
Loss Ratio 57.79%
Net Premium Growth 10.00%
Other Medical Thames Ins Co
Norwich, CT 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Thames Ins Co
Norwich, CT 		Click to
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Net Income -631.84K
Net Premium 11.22M
Health Premium --