Homeowners & Farmowners
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2020
									
									
										15
									
									
										1
									
									
										16
									
									
										6.25%
									
									
										35.42%
									
								
										2019
									
									
										90
									
									
										3
									
									
										93
									
									
										3.23%
									
									
										35.34%
									
								
										Medical Professional Liability (Claims Made)
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										17
									
									
										5
									
									
										22
									
									
										22.73%
									
									
										96.09%
									
								
										2023
									
									
										22
									
									
										6
									
									
										28
									
									
										21.43%
									
									
										95.22%
									
								
										2022
									
									
										22
									
									
										2
									
									
										24
									
									
										8.33%
									
									
										96.00%
									
								
										2021
									
									
										22
									
									
										2
									
									
										24
									
									
										8.33%
									
									
										93.58%
									
								
										2020
									
									
										12
									
									
										3
									
									
										15
									
									
										20.00%
									
									
										94.02%
									
								
										2019
									
									
										5
									
									
										1
									
									
										6
									
									
										16.67%
									
									
										94.59%
									
								
										Medical Professional Liability (Occurrence)
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										92.29%
									
								
										2023
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										92.52%
									
								
										2022
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										92.14%
									
								
										2021
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										91.74%
									
								
										2020
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										93.85%
									
								
										2019
									
									
										1
									
									
										0
									
									
										1
									
									
										0.00%
									
									
										93.92%
									
								
										Other Liability: Claims Made
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										33
									
									
										1
									
									
										34
									
									
										2.94%
									
									
										81.44%
									
								
										2023
									
									
										29
									
									
										2
									
									
										31
									
									
										6.45%
									
									
										74.87%
									
								
										2022
									
									
										25
									
									
										3
									
									
										28
									
									
										10.71%
									
									
										72.69%
									
								
										2021
									
									
										20
									
									
										0
									
									
										20
									
									
										0.00%
									
									
										79.01%
									
								
										2020
									
									
										24
									
									
										0
									
									
										24
									
									
										0.00%
									
									
										80.13%
									
								
										2019
									
									
										31
									
									
										0
									
									
										31
									
									
										0.00%
									
									
										77.47%
									
								
										Other Liability: Occurrence
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										30
									
									
										3
									
									
										33
									
									
										9.09%
									
									
										12.32%
									
								
										2023
									
									
										40
									
									
										9
									
									
										49
									
									
										18.37%
									
									
										16.34%
									
								
										2022
									
									
										62
									
									
										5
									
									
										67
									
									
										7.46%
									
									
										11.13%
									
								
										2021
									
									
										72
									
									
										1
									
									
										73
									
									
										1.37%
									
									
										18.93%
									
								
										2020
									
									
										33
									
									
										2
									
									
										35
									
									
										5.71%
									
									
										20.93%
									
								
										2019
									
									
										41
									
									
										2
									
									
										43
									
									
										4.65%
									
									
										16.90%
									
								
										Product Liability: Claims Made
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										84.35%
									
								
										2023
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										68.07%
									
								
										2022
									
									
										1
									
									
										0
									
									
										1
									
									
										0.00%
									
									
										77.84%
									
								
										2021
									
									
										2
									
									
										0
									
									
										2
									
									
										0.00%
									
									
										84.45%
									
								
										2020
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										83.02%
									
								
										2019
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										81.57%
									
								
										Product Liability: Occurrence
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										63.97%
									
								
										2023
									
									
										1
									
									
										0
									
									
										1
									
									
										0.00%
									
									
										62.55%
									
								
										2022
									
									
										3
									
									
										0
									
									
										3
									
									
										0.00%
									
									
										56.52%
									
								
										2021
									
									
										2
									
									
										0
									
									
										2
									
									
										0.00%
									
									
										62.74%
									
								
										2020
									
									
										3
									
									
										0
									
									
										3
									
									
										0.00%
									
									
										61.51%
									
								
										2019
									
									
										4
									
									
										1
									
									
										5
									
									
										20.00%
									
									
										70.02%