Beazley Ins Co
Major Rating Factors:
Fair profitability index (4.4 on a scale of 0 to 10) with operating losses during 2024 and the first six months of 2025. Return on equity has been fair, averaging 9.7% over the past five years. Fair overall results on stability tests (3.3) including weak results on operational trends. The largest net exposure for one risk is high at 4.6% of capital. Good long-term capitalization index (5.6) based on good current risk adjusted capital (severe loss scenarios), although results have slipped from the excellent range during the last year.
Other Rating Factors:
Ample reserve history (10.0) that helps to protect the company against sharp claims increases. Superior liquidity (9.2) with ample operational cash flow and liquid investments.
Stability Factors:
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Med mal (0.5%), other (99.5%)
Licensed in:
All states
Principal Investments:
Investment grade bonds (75.2%), common stock (16.1%), non investment grade bonds (5.6%), cash (1.7%), other (1.5%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Beazley plc
Investment Rating
--
Company Address
The Rutherford Building
West Hartford, CT 06107
West Hartford, CT 06107
Phone Number
(860) 677-3700
NAIC Number
37540
Website
Largest Affiliates