C
Beazley America Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Fair reserve development (4.7 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair overall results on stability tests (4.2) including excessive premium growth, weak results on operational trends and fair risk adjusted capital in prior years. The largest net exposure for one risk is conservative at 1.2% of capital. Weak profitability index (2.6) with operating losses during 2022 and 2023.
Other Rating Factors: Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting significant improvement over results in 2023. Superior liquidity (9.1) with ample operational cash flow and liquid investments.
Stability Factors: G - Fast asset or premium growth. R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states except ID, NY
Principal Investments: Investment grade bonds (97.2%), cash (1.9%), other (0.9%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
--
Corporate Info
Group Affiliation
Beazley plc
Investment Rating
--
Company Address
The Rutherford Building
West Hartford, CT 06107
Phone Number
(860) 677-3700
NAIC Number
16510
Largest Affiliates
B
West Hartford, CT - P&C
C
West Hartford, CT - P&C