Beazley America Ins Co Inc
Major Rating Factors:
Fair reserve development (4.7 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair overall results on stability tests (4.2) including weak results on operational trends and fair risk adjusted capital in prior years. The largest net exposure for one risk is conservative at 1.2% of capital. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting significant improvement over results in 2023.
Other Rating Factors:
Superior liquidity (9.1) with ample operational cash flow and liquid investments. Weak profitability index (2.6) with operating losses during 2022, 2023 and the first six months of 2025. Average return on equity over the last five years has been poor at -7.9%.
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
G - Fast asset or premium growth.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
All states except ID, NY
Principal Investments:
Investment grade bonds (97.2%), cash (1.9%), other (0.9%)
Corporate Info
Group Affiliation
Beazley plc
Investment Rating
--
Company Address
The Rutherford Building
West Hartford, CT 06107
West Hartford, CT 06107
Phone Number
(860) 677-3700
NAIC Number
16510
Website
Largest Affiliates