B
Clear Blue Specialty Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
555
371
926
40.06%
22.82%
2022
0
1,474
1,474
100.00%
23.10%
2021
373
279
652
42.79%
22.81%
2020
332
299
631
47.39%
21.51%
2019
495
462
957
48.28%
22.66%
2018
92
66
158
41.77%
21.92%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
705
669
1,374
48.69%
47.27%
2022
576
409
985
41.52%
45.41%
2021
622
338
960
35.21%
44.40%
2020
614
340
954
35.64%
42.42%
2019
1,003
754
1,757
42.91%
44.33%
2018
90
52
142
36.62%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
4
7
11
63.64%
38.64%
2022
3
5
8
62.50%
39.39%
2021
4
2
6
33.33%
40.41%
2020
1
1
2
50.00%
48.09%
2019
5
12
17
70.59%
43.30%
2018
7
1
8
12.50%
41.13%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
3,255
1,003
4,258
23.56%
36.96%
2022
1,610
715
2,325
30.75%
37.08%
2021
1,855
1,145
3,000
38.17%
39.17%
2020
2,039
1,522
3,561
42.74%
35.42%
2019
1,436
965
2,401
40.19%
35.34%
2018
6
6
12
50.00%
34.35%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
10
57
67
85.07%
74.81%
2022
15
35
50
70.00%
73.22%
2021
15
21
36
58.33%
79.01%
2019
0
2
2
100.00%
77.47%
2018
0
11
11
100.00%
77.10%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
77
129
206
62.62%
16.34%
2022
83
132
215
61.40%
11.13%
2021
61
225
286
78.67%
18.93%
2020
87
228
315
72.38%
20.93%
2019
73
224
297
75.42%
16.90%
2018
53
328
381
86.09%
11.94%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
0
20
20
100.00%
46.15%
2021
0
6
6
100.00%
46.87%
2020
58
21
79
26.58%
43.90%
2019
289
279
568
49.12%
42.09%