Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
9
47
56
83.93%
23.88%
2024
83
21
104
20.19%
23.31%
2023
47
59
106
55.66%
22.83%
2022
154
50
204
24.51%
23.10%
2021
136
41
177
23.16%
22.81%
2020
174
24
198
12.12%
21.51%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3,204
1,702
4,906
34.69%
38.98%
2024
4,596
3,149
7,745
40.66%
39.58%
2023
7,689
2,377
10,066
23.61%
36.96%
2022
4,702
1,486
6,188
24.01%
37.07%
2021
4,950
2,488
7,438
33.45%
39.17%
2020
10,435
0
10,435
0.00%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
3
4
75.00%
13.25%
2024
2
5
7
71.43%
12.32%
2023
1
0
1
0.00%
16.34%
2022
1
27
28
96.43%
11.13%
2021
2
37
39
94.87%
18.93%
2020
0
0
0
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
41
25
66
37.88%
45.21%
2024
43
51
94
54.26%
45.23%
2023
97
105
202
51.98%
44.64%
2022
70
48
118
40.68%
46.15%
2021
57
28
85
32.94%
46.87%
2020
99
44
143
30.77%
43.90%