YCI Inc
Major Rating Factors:
Fair profitability index (2.9 on a scale of 0 to 10) with operating losses during each of the last five years. Fair overall results on stability tests (3.9) including excessive premium growth and negative cash flow from operations for 2024. The largest net exposure for one risk is high at 4.4% of capital. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting improvement over results in 2019.
Other Rating Factors:
History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Reinsurance (100.0%)
Licensed in:
AZ, CA, CO, GA, IA, ID, IL, IN, KS, KY, MN, MO, MT, ND, NE, NV, OK, OR, SD, TX, UT, WA, WI, WY
Principal Investments:
Investment grade bonds (93.5%), cash (6.4%)
Corporate Info
Group Affiliation
American Farmers & Ranchers Mutual Ins Co
Investment Rating
--
Company Address
4400 Will Rogers Parkway
Oklahoma City, OK 73108
Oklahoma City, OK 73108
Phone Number
(405) 218-5400
NAIC Number
37931
Website
Largest Affiliates